;inKind;Bank Loan;Cash Advance;Equity Investors;Groupon

Description;Pay with product, not cash;Take out a loan, pay back in cash + interest;Take out a short-term loan, and pay back in cash + a lot of interest;Allow investors to purchase equity in your company. Don’t have a payback schedule;Offer cheap deals to attract people to try your business. Hope they come back when it’s full price Goal;Capital & Customers;Capital;Capital;Capital;Customers Effective Interest Rate;0%;6-12%;20-40%;N/A;N/A Hurts cash flow?;No;Yes;Yes;Yes;Yes Giving up ownership?;No;No;No;Yes;No