inKind
Download inKind
inKind was built by experienced restauranteurs, for restauranteurs
Meet inKind
Smarter capital with a hospitality mindset
Capital tailored to you
inKind's strategic financing solution provides high-growth restaurant enterprises with a better source of capital. Our unique approach is tailored to increase your guests' spend, as well as your footprint.
Who we are
inKind provides non-dilutive growth capital to restaurants around the world. We don't take an ownership stake in your company. You get up-front capital and never pay us back.
Who we aren't
We aren't private equity:
We do not take an equity stake in your business. Our funding is designed to support, not dilute.

We aren't a bank loan:
Unlike traditional bank loans, inKind financing does not have any covenants, terms, or limitations on provided funding

We aren't a merchant cash advance:
We do not take a portion of credit card sales; the only cost to you is the cost to service customers; you never pay us back.

We aren't a coupon marketplace or daily deal merchant:
Our high-value giftcards are tailored to high-value, high-spend customers.
How inKind Finances
inKind buys F+B credit
inKind purchases a large amount of food and beverage credit from your restaurant.
inKind Sells F+B Credit
inKind sells the credit to customers to pay itself back rather than charging you any repayments.
You keep serving great food!
You service the credit over time, as customers come in to spend it, typically over 3 years.
How it works
inKind purchases a large amount of food and beverage credit from your restaurant. While you keep serving up great food and experiences, we sell the credit to customers so you never have to repay us.

Read more about how it works
Why it works
Our in-depth knowledge of the hospitality market allows us to sell credit to your most loyal, high-value customers and drive new traffic through you door.


Read more about why it works
Who we are
Our team is ready to help you get started.




Read more about us
inKind by the numbers

xxx in funding deployed to restaurants, xxx enterprise customers, xxx increase in average customer spend

Our Portfolio
We have worked with experienced enterprises across the country. We have in-depth industry knowledge and experience, making us a key strategic partner as you grow and scale your business
Our Strategy
  • We buy F&B credit from you at a 2:1 ratio

    • You receive the capital up front

  • We market and sell high dollar gift cards called House Accounts

    • Ability to redeem HAs across your group's different venues

    • House accounts begin at 10x average check size

      • We help you acquire new, high spend customers
        Only a small percentage of your customer base will be utilizing this as we're looking for your best customers to spend more. Our research shows that House Account Holders come in 2.5X more often and spend 80% more each visit.
  • We drive your website traffic into the door

    • We use some of our own credit for marketing expenses

    • We align our marketing with your existing brand to ensure continuity
    • Align with your marketing calendar
    • Our agile team works with you to implement cutting edge marketing strategies by monitoring customer behavior and trends

    • With our unique platform, we can create curated experiences for your clients, improving loyalty and boosting customer lifetime value

  • We integrate with your POS. Our virtual redemption process is seamless for both the customer and operator

  • Data

    • We provide you with custom reports to keep track of House Account redemptions

  • Enterprise Underwriting - Traditional Lending Criteria

  • Accounting

    • We will work with you to control the flow of HA sales and redemptions

    • Our automated systems ensure the redemption % low, ensuring that you don't incur additional labor costs



The Why and How:

  • Non-Dilutive Growth Capital
    • Use the funding at your discretion
  • Our clients have used funds to expand operations, renovate existing locations, and promote their brand
We have in-depth industry knowledge and experience, making us a key strategic partner as you grow and scale your business

  • with our 500+ restaurants, in every market, we see the hospitality industry as a whole, unlike traditional investors
We sell the credit to our customers (House Accounts)

  • inKind makes money by selling House Accounts to consumers

  • HA holders tend to spend more and tip more

Credit redeemed over time (show stats)

  • Is there a visual
The inKind Difference
At inKind, we believe in the power of good company and even better food. Our team ready to become your preferred capital partner.
  • Johann Moonesinghe
    CEO and Co-Founder
    Max founded our company. He is the father of our main goals and values. He found the core members of our team and helped them to show their unique talents in the work process.
  • Andy Harris
    Chief Risk Officer
    Julia takes care of everything you can see. She spent five years in London learning visual communication. She uses her knowledge to make the world a little more beautiful.
  • Michael Saeta
    Director of Sales
    Eva is the voice of our brand. She spends hours making our clients feel cared for and enjoying their communication with the company. If you have any suggestions, you can write to her.
  • Nicholas Degani
    Chief Operating Officer
  • Alec Schappert
We designed the funding model we wanted as fellow business owners. Read our story.
Get started today
Are you ready to grow? Introduce House Accounts to your business, today.
Apply today
Get started today
Are you ready to grow? Introduce House Accounts to your business, today.
Apply today